Sales:

(800) 547-2580

24/7 Emergency Service:

(800) 252-7337

HVAC Financing In Rockaway, Randolph, Maplewood, NJ,
And Surrounding Areas

Speer Air is offering a 12 Month “same-as-cash” and a 5-year financing program, see details below. We are one of the largest and most experienced heating and air conditioning dealers in northern New Jersey, having sold and serviced air conditioning products since 1958.

Apply Now

Speer Air has teamed up with Regions to offer you affordable financing options for your upcoming projects that require large investments. Financing requires credit approval. Please click the links below to learn more about each of their financing options.

12-Month Same-As-Cash Loan

PreQualify 12Mo SAC 1
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of June 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

6.99% APR 5-Yr Loan

PreQualify 6.99 5Yr

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $19.80 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.